Voted many times as Nigeria’s Software of the Year, Remita is an electronic platform that helps organisations (SMEs, Corporate Organisations, Multinationals, State Governments, Government Agencies, NGOs, Religious Organisations, Resident Associations, Schools and Educational Institutions, Hospitals and Health Institutions, Utility Companies, etc.) and Individuals to RECEIVE and MAKE PAYMENTS easily.

Licenced by the Central Bank of Nigeria (CBN), Remita is developed 100% in Nigeria by SystemSpecs to the highest international standards and meets the needs of the local market for a secure, integrated, efficient and cost-effective solution.  
With Remita, ANYONE can start receiving payments on their website in less than 48 hours with ZERO activation fee!

Also, customers can pay through a wide range of channels such as: Remita App (available on Google Play Store and iOS), Biller’s Website, Internet Banking, Mobile Wallet,, POS, or ANY bank branch in Nigeria. The beauty of Remita is that irrespective of the channel customers use to pay, Billers & Merchants are able to monitor and track all payments online from anywhere in the world.

Remita truly makes it very easy to set up Direct Debit mandates or Standing Order on accounts domiciled in any bank in Nigeria to make regular payments (i.e. to Parents, Children in school, Church, Cable TV or other subscriptions) without stress
Today, Remita is used by many individuals as well as public and private sector organisations to process over $30 billion worth of transactions annually.

With the recent release of the beta version of Remita app, the solution is already transforming the payment experiences of Nigerians and empowering them to fully take charge of their finances right from the convenience of their mobile phone.

Adopted by the Central Bank of Nigeria for the payment and collections of funds on behalf of the Federal Government of Nigeria and used by all commercial banks and over 500 microfinance banks, Remita has significantly assisted to revolutionise the e-payment industry in Nigeria.

Developed by SystemSpecs, Remita is indeed a success story and a pride to Africa.
What Can Remita do for You?

  •  Make Payments from All Your Accounts in All Banks
  •  Receive Funds through Debit/Credit Cards, Branches of all Banks Nationwide, POS, Online Banking, etc
  •  Automate your Payroll

Who Can Use Remita?

  • Individuals, to manage their personal finances, especially using Remita app.
  • Public and private sector organisations of any size, structure and complexity.

As a multi-channel funds collection platform that supports all types of Biller organisations, Remita is also used to collect various types of fees, charges and dues.
Remita presents you with a “Push” and a “Pull” Model to receive funds.
The Push model empowers you to send an e-Invoice to your payers to empower them to pay you easily electronically while the Pull model empowers your payers to either visit your website and click the Remita payment icon or select you as a beneficiary at
Either way, payers would be requested to complete a pre-defined form requesting for their details before proceeding to pay you easily electronically.
Make it easy for customers and service users to pay you using any of the following channels:

  • Online Banking site
  • Remita (on app, mobile & web)
  • Debit/Credit cards (Visa, Verve, MasterCard, UnionPay)
  • Branches of ANY commercial bank nationwide
  • Microfinance Banks
  • POS
  • Direct Debit
  • Digital Wallets

Remita e-Payment delivers payment instructions to accounts in any Commercial Bank, Microfinance Bank, Primary Mortgage Institution or Digital Wallet.
With Remita e-Payment, you can:

  • Sign into a SINGLE platform for access to all your bank accounts at once, WITHOUT USING ANY BANK TOKEN.
  • Toggle between the profiles all your companies, Subsidiaries, Associations, your personal accounts etc. on the platform.
  • View balances of all your multiple bank accounts on a SINGLE screen.
  • Make payments from multiple accounts, and across multiple banks, in the same transaction.
  • Make payments to any Commercial Bank, Microfinance Bank and Digital Wallets
  • Define online payment review and approval workflow to suit the needs of your organisation.
  • Enjoy role-based system access and amount-based security for all transactions.
  • Access comprehensive reports of all transactions, covering the last 10 years.

Remita e-Invoicing provides Billers with a powerful tool for managing invoices and empowering them to uniquely identify transactions, from initiation right through to consummation.
With Remita e-Invoicing:

  • There is no longer the need for “manual” invoices the world has moved to the “electronic” era.
  • Billers can generate online, electronic payment demand notices to be sent to payers for payment through their preferred channel.
  • Payers can generate own invoices online and pay through their preferred channel.
  • Billers can integrate with ERP/billing system to automate the invoicing from their source data.
  • Billers can send reminder mails for unpaid invoices.

Remita e-Collection empowers billers to receive payments from customers from anywhere across the country, through multiple channels including any bank branch, PoS, Wesbite, among others.

The benefits Remita avails its customers include the following:

  • For easy reconciliation, billers can define and customise online Pay-In form with as many fields as desired, containing all the information that you want payers to supply at the time of payment e.g. Payer Name, Payer ID, Payer Category, e-Mail Address, Telephone Number, Goods and Services desired, Policy or Reference No, Comments etc.
  • Never again will you need to disclose your bank account again before payers to pay you. All you need to do is:
    • Simply put the “Pay Here” Remita link on your website.
    • Ask your payers to select your name at (Pay Billers).
    • Send your payers a generated Remita payment link by email.
  • Your account does not have to be in the same bank as that of the Payer.
  • Access to detailed online reports of all collections transactions across all channels
  • Optional Integration with your billing and accounting systems for information exchange to support service delivery and transaction reconciliation.

Suitable for an organisation with 2-200,000 employees, Remita Payroll & HR is a powerful and comprehensive Payroll and Human Resource Management solution.
Remita Payroll & HR is based on our highly successful HumanManager solution that has revolutionised the Payroll and HR processes of several organisations, and has been a market leader for more than 20 years!
Some of the key features of Remita e-Payroll & HR empowers organisations to achieve the following:

  • Maintain a comprehensive, online employee personal and payroll data.
  • Compute all staff allowances, loans, pensions, taxes, overtime allowances,    cooperatives, union and other deductions.
  • Pay salaries without the need to upload salary schedules from a separate software to the e-Payment platform.
  • Automatically send electronic Payment Notification, Pay slips and Tax analysis slips to each staff at the end of every pay run.
  • Availability of extensive, online, Standard and User-defined Payroll Reports which include Nominal Roll, Staff List, Payroll Register, Variance and Audit Reports.
  • Pay salaries directly into staff accounts held in any commercial banks, micro-finance banks, mortgage banks or digital wallets.
  • Automatically send payments, with electronic matching schedules, to PFAs, PFCs, Staff Cooperatives, and State BIRs. There is no need to send paper schedules to PFAs etc anymore!
  • Optional modules such as Employee Self-Service, Leave Management, and Claims/Expense Management, all integrated on a single platform.

Performance Appraisal

  • An organisation can be set up to commence seamless end-to-end processing within a few days.
  • Define appraisal levels and appraisal workflow
  • Define appraisal targets and goals
  • Define appraisal weights and scores
  • Identify and define performance measures, weights and scores
  • Handle the design of multiple appraisal forms and initiation of defined forms to appropriate employees irrespective of Job title/ grade level
  • Handle automatic computation of appraisal scores/grades
  • Monitor appraisal movement through defined workflow to cessation
  • Capture training needs/requirements
  • Generate appraisal reports

 Staff Claims and Advances

  • Automate your various claims and expenses, such as IOU, retirement, medical claims, transfer allowance and transportation claim.
  • Automate the employee expense reporting processes from creation, submission, approval, reimbursement.
  • Capture, approve, monitor and control staff claims (Reimbursements, Cash Advance Settlement, etc.)
  • Allows staff to make claims for expenses incurred
  • Make direct payments to Staff accounts
  • Control and pre-define rules and parameters for each claim or expense type
  • Track staff claims limits
  • Improve control of employee spending and expenses